The Advantages of a Green Dot Card
Suppose you are the type of person who doesn't like to use banks. Bank accounts just make you nervous, what with fees for checking, overdrafts and other services. Then there is the headache of balancing monthly statements. Yet you want the ability to make purchases using a card. The solution: a Green Dot credit card. Unlike other cards, a Green Dot card requires no bank account or credit rating, because you load it with cash directly. By prepaying for your purchases on a Green Dot card, you are 100% certain you will never have to deal with an overdraft.
It used to be that persons with bad credit ratings and/or no bank accounts couldn't use Master Card or Visa to make purchases. Green Dot has solved this problem by completely eliminating banks and credit scores from the equation. With a Green Dot prepaid card, you have all the convenience of a conventional card with none of the hassles. And, a Green Dot card is safer to carry around than cash. Since it carries the Master Card or Visa logo, it is accepted everywhere around the world. You don't have to worry about borrowing to pay upcoming bills, because you've already prepaid!
Imagine, never having to write a check or balance a checkbook ever again. And, as Wikipedia points out, there are numerous other advantages to a card like the Green Dot prepaid card. You can't bounce a check because there is no checking account. The Green Dot prepaid card means less identification is needed than with a check when making a purchase. Usually, merchants require two forms of identification when accepting a check, but will accept a Master Card or Visa directly.
Green Dot cards are remarkably inexpensive, and can be absolutely free if you load $1,000 or make 30 purchases in a month. Otherwise, the cost of $5.95 a month compares favorably with the fees charged by banks, and you are assured of never having to pay overdraft fees, which can be $35 or higher per incident. Green Dot will even pay you a $10 bonus if you automatically direct deposit your pay or government check in the amount of $250 or greater. You avoid check cashing fees and can cancel the direct deposit whenever you want. Another great feature is Green Dot VIP Membership, which is available at initial card registration. As a VIP member, you'll save $2.50 in service fees at any ATM in the nation. You also get preferential customer service and free emergency card replacement.
If you order a Green Dot prepaid card online, they waive the $4.95 activation fee. So what are you waiting for? The Green Dot prepaid card makes bank accounts unnecessary!
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